Home Programs

Purchase Programs

In many instances, it may be in your best interest to sell.  If you are struggling to make the mortgage payment each month, you may want to find a more affordable situation.  Likewise, do not risk losing valuable equity to a pending foreclosure by not taking action.  We can purchase your home directly from you, and there are no hefty realtor commissions you will have to pay.  We can also close very quickly or on your timeline, whichever you prefer.  Call us today, and we can make you an offer in less than 24 hours!  We can be reached at 972-422-5050.

Mortgage Refinance Programs

If saving your home is your goal, we can help!  We work with many national lenders who specialize in refinancing homeowners who are behind on payments.  Most mortgage companies will shy away from borrowers with tarnished credit, but not the lenders we work with.  We will work diligently to find the best loan product for you.  If this program interests you, please speak with us today at 972-422-5050, because the longer you delay the more difficult it will be to qualify!

Loan Modification Programs

A “Loan Modification Program” is a special program designed to help homeowners who had a previous hardship get back on track with their mortgage.  We will work directly with you and your lender to help you qualify, however you must have recovered from that hardship, and be able to make your mortgage payments again.  Often times the lender will require some sort of partial payment before they will consider a loan modification program.  The relationships we have built with many banks will help you immensely during this process.

Short Sale Programs

With today’s declining DFW area market it can be very difficult for some homeowners to sell their property.  If you are over-leveraged, you may be tempted to just walk away, however this is not in your best interest.  There are serious consequences if you let the home go to foreclosure.  If this is a scenario you are currently experiencing, you must understand you have options.  We are very successful at negotiating debt with banks and can often times purchase your property directly from you thus saving you from a foreclosure.

Credit Repair Programs

Whether you are looking to repair your credit from an unfortunate financial event or improve your credit score in order to purchase another home in the future, our network of credit repair specialists can produce results quickly.  We can provide educational materials, step by step instruction, and professional credit coaching throughout the course of a year to help you right the ship and get back on track.

Homeowner Relocation Programs

We realize the challenges homeowners face when selling their property.  That is why Hamal Enterprises has a Homeowner Relocation Program that will work hand in hand with you to locate another home or an apartment depending on your needs.  We can also arrange for movers if this is something you desire.  We know selling a home can be stressful and believe in going the extra mile for our customers.  Please inquire about the program, and let us help you with your transition.